Cutting Claims Processing Time by More Than Half

A regional property and casualty insurer modernized a decades-old claims system with a dedicated Javixor team, cutting processing time in half without a single audit exception.

Trusted, Certified & Recognized
Insurance / Enterprise Dedicated Team 10-Month Engagement
Insurance Claims Platform Modernization
55% faster claims processing
80% less manual data entry
100% regulatory audit pass rate
Javixor cut our claims processing time by more than half without a single audit exception.

A Claims Engine Held Together by Manual Work

The insurer's claims system dated back more than twenty years and ran on infrastructure the original vendor no longer supported. Adjudicators re-keyed data between the claims system, the policy admin system, and a separate document management tool for every single claim. What should have been a straightforward auto claim could take two to three weeks to resolve, largely because of manual handoffs rather than any real complexity in the claim itself. Regulatory reporting required a separate manual compilation process every quarter.
  • Claims system running on unsupported legacy infrastructure
  • Manual data re-entry across claims, policy, and document systems
  • Average claim resolution time of two to three weeks
  • Quarterly regulatory reports compiled by hand

The Real Cost of Waiting

Slow claims processing directly affects policyholder retention and satisfaction scores, and manual regulatory reporting carried ongoing risk of error. The insurer was also paying to maintain infrastructure its original vendor no longer supported.

A Modernized Claims Engine, Built Around Compliance

Javixor embedded a seven-person dedicated team to re-platform the claims engine, working alongside the insurer's compliance office from the first sprint. Rather than a full core system replacement, the team built a modern claims engine that integrated with the existing policy admin system through a new API layer. An automated adjudication rules engine handled straightforward claims end to end, freeing adjudicators to focus on the claims that actually needed judgment calls.

Claims Engine Re-Platforming

Rebuilt the core claims engine on modern infrastructure, integrated with the existing policy admin system via a new API layer.

Weeks 1-20

Automated Adjudication Rules Engine

Automated adjudication for straightforward claims, cutting manual review to the cases that genuinely needed it.

Weeks 12-28

Regulatory Reporting Automation

Replaced the manual quarterly reporting process with an automated, auditable reporting pipeline.

Weeks 24-36

55% Faster Claims, Zero Audit Exceptions

Ten months after kickoff, the insurer was resolving claims in less than half the time, with a regulatory reporting process that passed its next audit clean.

55%

faster claims processing

Average claim resolution time dropped from two to three weeks down to under ten days.

80%

reduction in manual data entry

The new API layer between claims and policy admin eliminated most re-keying of the same data.

100%

regulatory audit pass rate

The automated reporting pipeline passed its first full regulatory audit with zero exceptions.

Our adjudicators used to spend most of their day on data entry instead of actual claims decisions. Javixor fixed that, and our next regulatory audit came back with zero exceptions.

VP of Claims Technology

Regional P&C Insurer

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Insurance Claims Platform Modernization Questions Answered

Common questions clients ask about this engagement.

No. Javixor built a new API layer connecting the modernized claims engine to the existing policy admin system, avoiding a much larger and riskier core replacement project.
The rules engine handles straightforward, low-complexity claims automatically and routes anything outside its defined rules to a human adjudicator, so judgment calls still get human review.
The manual quarterly compilation process was replaced with an automated, continuously auditable reporting pipeline, which passed its first full regulatory audit with zero exceptions.

Ready to Modernize Your Claims Platform?

Tell us which systems you are running today. We will scope an approach that keeps your compliance posture intact.

No commitment. No pressure. Just a conversation about what's possible.